I’m a pregnant mum-of-3 & I ONLY got £2.5k UC in June – after bills & nursery fees I’m in the minus & counting pennies
A PREGNANT mum-of-three has revealed that she “only” received £2,565.12 from Universal Credit in June and is already in her overdraft.
As a result, Millie, a 21-year-old from the UK, is counting pennies to survive.
The young mother, who is “attempting to budget better and save more” and previously revealed that nasty trolls call her a “benefits scrounger”, gave her followers an insight into her monthly outgoings.
The soon-to-be mum-of-four is expecting to give birth in September 2025, but explained that after her rent and bills, she is left in the red and “skint” with three kids.
The young woman, who has a job and also makes “a little bit of money” from her TikTok videos via the Creator Fund, took to social media, to get candid on how she is attempting to make ends meet.
Millie, who is eligible for Universal Credit, which is given to UK residents with a low income or who need help with their living costs, as well as child benefits, said: “Universal Credit only gave me £2,565.12 last month and so I am now counting my pennies to survive for this month.”
The self-proclaimed “dosser mum” then filmed herself in a supermarket, as she changed up her pennies for cash.
Following this, she continued: “After I paid my bills, which came to £854.82, I had £1,710.30 left.”
The young mother previously explained that her nursery fees are “absolutely through the roof”, hence why her Universal Credit payment doesn’t last long.
“My nursery fees for the month for three kids was £2,012.48 which left me with minus £302.18 and that isn’t including food, petrol, electric, because I obviously do that all, pay as you go,” she acknowledged.
After using the coin machine to change up her savings, the content creator confirmed that she got a total of £7.33 extra to go towards her monthly costs.
Showing off her receipt, Millie added: “But yeah, that was my June breakdown of Universal Credit – let me know how much you got.”
The TikTok clip, which was posted under the username @millie.2103, has clearly left many open-mouthed, as it has quickly racked up 229,400 views in just 13 hours.
Not only this, but her video has also amassed 3,564 likes, 13 comments and 209 shares.
Am I entitled to Universal Credit?
According to the GOV website, if you’re on a low income or need help with your living costs, then you could be entitled to Universal Credit.
To claim, you must live in the UK, be aged 18 or over (with some exceptions if you’re 15 to 17), be under State Pension age, and have £16,000 or less in money, savings and investments.
Other circumstances are if you are out of work, or unable to work, for example because of a health condition.
Social media users were stunned by Millie’s clip and many raced to the comments to share their support.
One person said: “You’re doing a great job Millie.”
Not to be nasty but do you really need to spend that much on nursery? TikTok user
Another added: “Cost of living is really hitting, I hope your situation gets better.”
Eager to support, a third commented: “Watched till the end [and] pushed all your buttons, hope it helps.”
Meanwhile, someone else penned: “Not to be nasty but do you really need to spend that much on nursery?”
To this, Millie sarcastically replied: “I don’t like my kids so I palm them off.”
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How much is child benefit worth?
THERE are two child benefit rates, one for the eldest child and another for younger children.
- You get £21.15 per week for your eldest or only child (£1099.80 a year)
- You get £14 for each of your other children (£728 per year, per child)
- You get the money for each child under 16 (or under 20 if they stay in approved education or training)
- If families split up, how much you’ll get for each child depends on how you claim.
- If you have 2 children and one stays with you and the other stays with your ex-partner, you’ll both get £21.15 a week for each child.
- If one parent claims for all the children, you get £21.15 for the eldest and £14 for each younger child.
- Only one household can claim for each child
